Transparent fees, always

Every fee — establishment, late, change-of-payment, early payout — is shown before you sign, calculated from your specific terms.

Fast, automated decisions

Most applications are decided within minutes of connecting your bank account, based on your recent income activity.

Human review for edge cases

Low-confidence income matches or unusual identity checks are referred to a staff member instead of being auto-declined.

Repayments matched to pay day

1 to 4 installments, scheduled weekly or bi-weekly around your predicted pay dates rather than a fixed calendar.

Self-serve customer portal

Track your application, see your balance and full payment history, request a payment date change, or message our team any time.

Secure identity and bank checks

ID verification and bank connection happen through dedicated verification providers — we don't store your bank password.