Use cases

Installment Loans

Borrow once, then pay it back in equal, predictable installments — weekly or bi-weekly, whatever lines up with your paycheck.

Payday Loans

A short-term option to bridge the gap until your next paycheck, with the full cost shown upfront before you sign anything.

Bad Credit Loans

Our decision is based primarily on your recent income and bank activity, not just a credit score — so a rough patch on your credit file doesn't automatically rule you out.

Emergency Loans

When something urgent hits and it can't wait, apply for a short-term amount with the full cost shown before you commit to anything.

Cash Advance

A smaller amount, fast, for whatever's come up — apply online in minutes and see the full cost before you sign.

Personal Loan

A small personal loan to cover whatever's come up, with every fee shown upfront and repayments spread across your next 1–4 pay cycles.

Car Repair Loan

A breakdown or failed repair bill doesn't wait for payday. Apply for enough to cover the repair, repaid over your next 1–4 pay cycles.

Medical Expense Loan

For an out-of-pocket medical, dental, or allied health cost that needs covering now, with the full repayment cost shown before you sign.

Bill Payment Loan

Cover a household bill before it becomes a bigger problem, with repayments spread across your next 1–4 pay cycles.

Rent Gap Loan

Cover a shortfall on rent or a new security deposit, with the full repayment schedule shown before you commit to anything.

Travel Emergency Loan

For an unexpected travel cost that needs sorting now, with fees and repayment dates shown clearly before you sign.

Pet Emergency Loan

An urgent vet bill for a sick or injured pet, covered now and repaid over your next 1–4 pay cycles.

Appliance Repair Loan

When an essential appliance breaks down, cover the repair or replacement now and repay over your next 1–4 pay cycles.

Moving Cost Loan

Cover the upfront costs of a move — movers, truck rental, or connection fees — with repayments spread across your next pay cycles.

$200 Loan

A smaller amount to cover a specific cost, with the full fee breakdown shown before you commit.

$500 Loan

A mid-sized amount for a specific expense, with clear fees and a repayment schedule built around your pay dates.

$1,000 Loan

A larger short-term amount, with a full breakdown of fees and repayments shown before you sign, split over up to 4 installments.

Loan Before Payday

Cover a cost before your paycheck lands, with repayment dates built around your predicted pay cycle from the start.

Same-Day Cash Loan

Apply online, verify your bank, and in most cases get a decision the same day — with every fee shown before you sign.

Small Business Cash Gap

For sole proprietors and small business owners with irregular income, covering a personal short-term gap — with fees shown before you sign.

Hourly Worker Income Gap

Built for variable shift income — we look at your recent deposit pattern to line up repayments with when you're actually likely to be paid.